Secrets of Traffic Generation ? Ezine Solo Ads ? eZeens | eZeens

products by Kelvin Lee

This is the number two most effective method of traffic generation for me. An ezine solo ad is a method of traffic generation, the lists on the principle of using other people?s work, you can create your own list.

First, let me explain what an ezine. An ezine is an electronic publication of a magazine, which sent out a particular group of participants at a regular interval. If you placed an ad with an ezine, you?ll get the chance to expose themselves to the list of this ezine and hope that some of them will eventually opt in to your list. There are many ezines in the market and you must have a research focus on the ezines to your niche to do. The more the ezine to your niche targeted leads, generate higher the number of you. Not the number of subscribers needed. Earnings on your ad, because eventually I?ll get better results from a smaller subscriber list ezine ezine as a major participant list You have to place an ad with an ezine and then pursue the conversion and then narrow it down, the best couple of those ezines and then eliminate, not convert well. There are a few types of advertising in an ezine, but I personally recommend you. Solos ads as the primary method of Ezine Advertising What is a solo ads is to use? It is a type of ads that are sent to the entire email list of subscribers and of itself can be unlimited long usually. For this reason, it is usually more expensive, but they usually deliver more results, since the display is all by itself on the entire list of participants. Before. Actually an ad with an ezine, you should assess registration as a participant and then read through their ezine, whether the content is relevant to your niche and what kind of quality is their ezine If you are satisfied with the ezine content and quality, you can see this newsletter and then follow the implementation of your ad. This is one of the most effective method in addition to article marketing, if you do it correctly with proper tracking and understanding. For more information, visit: http://www.YourBossHatesUs.com / for more affiliate marketing tips and download your free copy of ?Science Of Making Money Online? e-book

About the Author

The author is a full time internet marketer after work his job as an engineer in a multinational company.

Use and distribution of this article is subject to our Publisher Guidelines whereby the original author
of information and copyright must be included .

The author is a full time internet marketer after work his job as an engineer in a multinational company.

Use and distribution of this article is subject to our Publisher Guidelines

whereby the original author?s information and copyright must be included.

Source: http://ezeens.com/secrets-of-traffic-generation-ezine-solo-ads/

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Three Major Indexes and Most Housing Stocks Drop | Daily ...

Despite good news from the housing market and positive consumer confidence reports, investors were more focused on the what they see as a tepid global economy, as the three major indexes all dropped. CNNMoney reports the Dow Jones Industrial Average slid down -101.37 points, -0.75 percent, to close at 13,457.32, while the Nasdaq dropped -1.36 percent to 3,117.73. The S&P lost -1.05 percent to close at 1,441.59. The Yahoo! Finance Manufactured Housing Composite fell -0.46 percent to close at 1084.20. Housing stocks we track mostly closed down, or even. Cavco Industries edged up the most of tracked stocks, gaining +0.68%, +0.31, to close at 46.15. Louisiana Pacific Corp. dropped the most of stocks we follow, falling -4.50%, -0.62, to close at 13.27. Affiliated Managers Group 121.59 -2.48 (-2.00%). Clayton Homes, Vanderbilt Mortgage and Finance, as well as MH home-building, lending and other housing suppliers parent company Berkshire Hathaway 132,485 -549.00 (-0.41%). Champion, Liberty Homes, Deer Valley and Palm Harbor all remained unchanged. Drew Industries 30.77 -0.09 (-0.29%). Equity LifeStyle Properties 69.15 -0.33 (-0.47%). Nobility Homes remained unchanged at 6.00 for the third consecutive day. Patrick Industries 14.56 -0.18 (-1.22%). Skyline Corp. 5.07 +0.02 (+0.40%). Sun Communities, Inc. 43.91 -0.56 (-1.26%). Third Avenue Value Fund (9-24) 48.93 -0.01 (-0.02%). United Forest Products, Inc. 42.56 -0.18 (-0.25%). UMH 11.91 -0.17 (-1.41%).

(Graphic credit: CNNMoney and RealTick)

Source: http://www.mhmarketingsalesmanagement.com/blogs/daily-business-news/three-major-indexes-and-most-housing-stocks-drop/

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Urban coyotes never stray: New study finds 100 percent monogamy

ScienceDaily (Sep. 25, 2012) ? Coyotes living in cities don't ever stray from their mates, and stay with each other till death do them part, according to a new study.

The finding sheds light on why the North American cousin of the dog and wolf, which is originally native to deserts and plains, is thriving today in urban areas.

Scientists with Ohio State University who genetically sampled 236 coyotes in the Chicago area over a six-year period found no evidence of polygamy -- of the animals having more than one mate -- nor of one mate ever leaving another while the other was still alive.

This was even though the coyotes exist in high population densities and have plenty of food to eat, which are conditions that often lead other dog family members, such as some fox species, to stray from their normal monogamy.

To cat around, as it were.

"I was surprised we didn't find any cheating going on," said study co-author Stan Gehrt, a wildlife ecologist with Ohio State's School of Environment and Natural Resources. "Even with all the opportunities for the coyotes to philander, they really don't.

"In contrast to studies of other presumably monogamous species that were later found to be cheating, such as arctic foxes and mountain bluebirds, we found incredible loyalty to partners in the study population."

The study appears in a recent issue of The Journal of Mammalogy.

The loyalty of coyotes to their mates may be a key to their success in urban areas, according to Gehrt.

Not only does a female coyote have the natural ability to produce large litters of young during times of abundance, such as when living in food-rich cities, she has a faithful partner to help raise them all.

"If the female were to try to raise those large litters by herself, she wouldn't be able to do it," said Gehrt, who holds appointments with the university's Ohio Agricultural Research and Development Center and Ohio State University Extension. "But the male spends just as much time helping to raise those pups as the female does."

Unlike the males of polygamous species, a male coyote "knows that every one of those pups is his offspring" and has a clear genetic stake in helping them survive, Gehrt said.

The research was done in Cook, Kane, DuPage and McHenry counties in northeast Illinois. All are in greater Chicago, which is home to about 9 million people and is the third-largest metropolitan area in the U.S.

It's also home to an estimated 1,000 to 2,000 coyotes. Gehrt has previously said he "couldn't find an area in Chicago where there weren't coyotes."

"You've got lots of coyotes in this landscape," said senior author Cecilia Hennessy, who conducted the study as a master's degree advisee of Gehrt and is now a doctoral student at Purdue University in Indiana. "You've got territories that abut each other. And coyotes can make long-distance forays. So you'd think, based on previous investigations of dog behavior, that cheating would be likely.

"But to find nothing, absolutely nothing, no evidence whatsoever of anything that wasn't monogamy, I was very surprised by that," she said.

The finding came through a wider study of Chicago-area coyotes that Gehrt has led since 2000. As the largest study ever on urban coyotes, it's a long-term effort to understand the animals' population ecology, how they adapt to urban life and how to reduce their conflicts with people.

"A powerful part of the new paper is that we have long-term field work, behavior observations, to accompany Cecilia's genetic work," Gehrt said. "So many genetic studies only analyze samples but know very little about their subjects, whereas we follow these individuals nearly every day and often to the completion of their lives. It's a nice mesh of lab and field work."

The scientists used live traps -- either padded foothold traps or non-choking neck snares -- to catch the coyotes for the study, although pups were simply dug from their dens and held by hand. Small blood and tissue samples were taken from all the animals. The adults, which were anesthetized, also were fitted with radio-collars for tracking their movements and ranges. Afterward, all the coyotes were released where they were caught.

Later, Hennessy, who previously was a plant genetics technician and biology major at the University of Cincinnati, used genetic techniques in the lab to test the animals' DNA and determine their family trees.

Coyotes maintain monogamy through long-term pair bonding, a term meaning an animal stays with the same mate for more than one breeding season, and sometimes for many.

A male coyote, for his part, practices diligent mate guarding -- keeping other males away from the female.

During estrus, which is the time when the female can become pregnant, the pair "will spend all their time together -- running, finding food, marking their territory. They'll always be right at each other's side."

"We've been able to follow some of these alpha pairs through time, and we've had some of them stay together for up to 10 years," Gehrt said. "They separate only upon the death of one of the individuals, so they truly adhere to that philosophy, 'Till death do us part,' " Hennessy said.

Funding was provided by the Cook County Animal and Rabies Control and by the Cook County Forest Preserve District, and by the Max McGraw Wildlife Foundation.

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Story Source:

The above story is reprinted from materials provided by Ohio State University. The original article was written by Kurt Knebusch.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.

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Journal Reference:

1. Hennessy, C. A., J. Dubach and S. D. Gehrt. Long-term pair bonding and genetic evidence for monogamy among urban coyotes (Canis latrans). Journal of Mammalogy, 93(3):732-742; 2012 [link]

Note: If no author is given, the source is cited instead.

Disclaimer: Views expressed in this article do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/top_news/top_environment/~3/MFCeV89eT4w/120925142549.htm

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Germany clears last hurdle to ESM bailout fund ratification

BERLIN (Reuters) - Germany cleared the last legal hurdle to ratifying the euro zone's new bailout fund on Wednesday with a cabinet declaration that addresses concerns raised by the country's Constitutional Court.

Germany is the last country in the 17-member euro zone to complete ratification of the European Stability Mechanism (ESM), an important tool to stem the three-year debt crisis that has forced bailouts of Greece, Ireland and Portugal and now threatens big countries like Spain and Italy.

German ratification was held up for months by legal complaints against the ESM. The Constitutional Court finally gave the bailout fund the green light on September 12 but said the government must also meet certain conditions.

In line with that ruling, the declaration approved by Chancellor Angela Merkel's center-right cabinet stated that the German parliament would have veto rights over any increase in Berlin's contribution to the 700 billion euro ESM.

Germany's contribution is now capped at 190 billion euros.

The lower house of parliament, the Bundestag, will debate the declaration later on Wednesday but no vote is required.

The Bundestag and the upper house Bundesrat approved the ESM in June with large majorities.

President Joachim Gauck signed the ESM legislation on September 13, a day after the Constitutional Court ruling, but said formal ratification would only be complete when the government had met the court's conditions.

The ESM is expected to be up and running by the end of October. The head of the Eurogroup of finance ministers, Jean-Claude Juncker, has said member states will pay 32 billion euros into the ESM in two tranches next month, effectively giving it an initial lending capacity of roughly 200 billion euros.

(Reporting by Gareth Jones)

Source: http://news.yahoo.com/germany-clears-last-hurdle-esm-bailout-fund-ratification-094301253--finance.html

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Take Advantage of Digital Resources And Upgrade Your Curriculum

One of the most difficult hurdles for teachers is finding lesson plans. Complete Curriculum provides the mathematics lesson plan as well as other subjects throughout K-12. Teachers all over the country have to come up with effective lesson plans to teach to the kids in their classes. More schools are moving to paperless curriculums and lesson plans to keep the students up to date. One thing that schools and teachers are doing more now is getting textbooks online. At Complete Curriculum, we let teachers download textbooks in different versions. Teachers can download complete textbooks or create customized ones that can then be distributed to students and their parents at no extra charge. Customizing textbooks lets teachers tailor the books to lesson plans and take care of their students more efficiently. Teachers that choose the standard edition of the textbooks will still save the school money because a download cuts printing and distribution costs. The class curriculum is extremely important to all educators. We have the k12 curriculum for language arts, mathematics, science, and social studies. These curriculums can be combined with options like a mathematics lesson plan downloaded to increase productivity and learning in the classroom. We have over 9,000 lessons currently available that complement over 50 digital books for teachers to use. Online tools help students adapt to technology and teachers keep up with everything that the students need to learn. Our materials available can be used as a primary resource or as a supplement to materials that teachers already have in their classrooms. Teachers have a lot of work to deal with when it comes to teaching students, grading papers, and administering exams. Lesson plans can be a burden that many teachers simply do not have the time for. Ordering new textbooks is an expense that schools may have trouble keeping up with. Students get access to more current information and lessons with the aid of Complete Curriculum. Whether your teacher needs a 1st grade curriculum or a high school mathematics lesson plan, Complete Curriculum can help. You can learn more about online educational resources at Completecurriculum.com.

Complete Curriculum publishes distinctive K-12 digital texts and provides an engaging web-based instructional interface. Your students will experience engaging supplemental activities, real-world application exercises, and 21st- century skills development activities. Our cutting-edge technology will take them beyond the textbook into a world where what they learn becomes more than answers on a page. It becomes a part of their experience. For more information about our service please visit our website Completecurriculum.com

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This entry was posted on Monday, September 24th, 2012 at 10:50 am and is filed under News on Education. Both comments and pings are currently closed.

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Source: http://www.banyanimages.com/news-on-education/take-advantage-of-digital-resources-and-upgrade-your-curriculum/

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Analysis: Dow transports raise warning flag for U.S. economy

NEW YORK (Reuters) - A slew of profit warnings from transportation companies like FedEx Corp and Norfolk Southern Corp is raising questions about whether the overall market will end this year on a high note.

An enduring part of market lore is the notion that gains in the well-known Dow Jones industrial average <.dji> do not hold unless similar moves in the Dow Jones transportation average <.djt> "confirm" them. Strategists tend to look askance when they see steady rises in the 30-stock industrial index when the transportation average is not doing well.

The idea behind this part of "Dow theory" is that manufacturers as well as the railroads, shippers and trucking companies that move their goods are barometers of the U.S. economy's performance.

That makes the recent moves in these averages somewhat ominous. Over the last six months, the Dow industrials have gained 2.9 percent, while the transports have fallen by 5.6 percent.

This is not the first time that industrials have rocketed upward while the transports were suggesting caution. Transportation stocks hit a peak in mid-1999 but later started to slip, while the Dow continued to rally through early 2000 before stumbling.

In recent months, most railroads and truckers have reported lower shipping volumes as consumers and businesses have worried about the weakening global economy and possible changes in U.S. tax regulations. The resulting profit warnings have pressured transport shares.

Until now, stimulus from the U.S. Federal Reserve and European Central Bank are helping to keep transport stocks from steeper losses, said Paul Mendelsohn, chief investment strategist at Windham Financial Services in Charlotte, Vermont.

If the Dow transports, which closed Monday at 4,960.8, fall below a critical level of 4,860 to 4,900, those shares might plunge and pull other stock indices down in sympathy, Mendelsohn said.

"It might not take much to break those technical levels," which have held for about six months, he warned. "Then hedge fund and money managers are going to pay more attention, and you'll probably see the impact across the broader markets."

Another red flag is that analysts have been cutting their third-quarter earnings forecasts at the same time the market is going up.

As of Monday, analysts on average expect the companies in the Standard & Poor's 500 index <.spx> to report a collective 2.1 percent drop in profit, according to Thomson Reuters I/B/E/S. That is in stark contrast with their estimates of a 3.1 percent rise when the quarter began on July 1.

To be sure, not all analysts subscribe to the Dow theory that transportation stocks are a leading indicator of the broader markets, now that manufacturing is a smaller part of the overall economy.

"The Dow theory did a lot better in the 1960s and 1970s, when manufacturing ruled the economy," said James Paulsen, chief investment strategist at Wells Capital Management in Minneapolis. The Dow transportation average "is not as great a signal in the last couple of decades, when you now have a much more broadly based, diversified economy."

GLOOMY FORECASTS

U.S. transportation companies are suffering from a host of problems, including China's slowdown, a slump in demand for coal shipped by railroad, Europe's fiscal crisis and high fuel costs.

Another factor weighing on transports: Shipping customers are cutting back on spending because of uncertainty about U.S. tax policies.

At issue is the "fiscal cliff" - the year-end deadline for about $500 billion in expiring U.S. tax cuts and automatic spending reductions set for next year unless Congress can reach a compromise over lowering the budget deficit.

The nonpartisan Congressional Budget Office has said a "significant recession" could result from these massive government spending cuts and tax increases.

At the same time, Republican nominee Mitt Romney is trying to defeat President Barack Obama, a Democrat, in the November 6 election.

"For industrials and transports in general, the election and the fiscal cliff are two looming issues that the market is waiting on," said analyst Logan Purk of Edward Jones in St. Louis.

Transportation and logistics companies are also worried. At least seven of them - FedEx, Norfolk Southern, UTi Worldwide , Swift Transportation Co , Arkansas Best Corp , XPO Logistics Inc and Werner Enterprises Inc have scaled back their profit forecasts in recent weeks. United Parcel Service Inc led the pack when it cut its outlook in July.

Kansas City Southern bucked the trend. Its volume grew almost 8 percent in the quarter as the company relies less on coal than its larger railroad peers and is heavily invested in faster-growing Mexico.

LOW HOLIDAY HOPES

FedEx and UPS could benefit from a rush to buy holiday gifts, particularly if businesses with low inventory quickly need more goods than they anticipated.

Both companies could see a fourth-quarter bounce if consumer demand heats up for new technology products that are typically shipped by premium air freight.

But FedEx said that would not be enough to offset demand slowed by a weakening global economy. Although Apple Inc's iPhone 5 is a huge hit, some other technology companies have not yet released their new products.

Trucking company Werner Enterprises said in its profit warning that more than half of its 11 top retail customers had lower inventory than a year ago.

"It's not necessarily just because they see lower demand," said Art Hatfield managing director in equity research at Raymond James in Memphis. "It's because they see concern about fiscal policy and dysfunction out of Washington and what they may mean for demand three or four months down the road."

(Additional reporting by David Gaffen; Editing by Patricia Kranz and Lisa Von Ahn)

Source: http://news.yahoo.com/analysis-dow-transports-raise-warning-flag-u-economy-141238214--sector.html

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Major security vulnerability in some Samsung phones could trigger factory reset via web page

Updated: Clarifications on which phones are affected, and the nature of the vulnerability.

A major security vulnerability has been discovered in some TouchWiz-based Samsung smartphones, including the Galaxy S2 and certain Galaxy S3 models on older firmware. The bug was first demonstrated by security expert Ravi Borgaonkar at the Ekoparty security conference. It involves the use of a single line of code in a malicious web page, and immediately triggers a factory reset without prompting the user, and without allowing them a way to cancel the process. Even more serious is the possibility that this could be paired with a similar glitch that can render the user's SIM card inoperable. And as the malicious code is in URL form, it can also be delivered via NFC or QR code.

Our Verizon Galaxy S3 was not reset by the malicious code embedded in a web page, though we were able to trigger a reset using similar code tied to a hyperlink. Mobile dev Justin Case tells us the issue is fixed in the latest AT&T and international Galaxy S3 firmwares, though devices that have not been updated may remain vulnerable. Others have reported that devices like the Galaxy Ace and Galaxy Beam are also affected. As far as we can tell, though, the bug does not affect Samsung phones running stock Android, like the Galaxy Nexus.

The vulnerability is the result of the way the native Samsung dialer app handle USSD codes and telephone links. USSD codes are special combinations of characters that can be entered in the keypad to perform certain functions, like enabling call forwarding, or accessing hidden menus on the device. On Samsung phones, there's also a USSD code for factory resetting the phone (and presumably another for nuking your SIM). This results in a particularly nasty issue for anyone unfortunate enough to run by a malicious web page.

There are, of course, other applications of this glitch -- for example, the ability to automatically run numbers through the dialer could be used to call premium-rate phone numbers. But the fact that just visiting a web site could trigger your phone to factory reset itself, and nuke your SIM in the process, is a very serious issue. So update your software if you're running an S3, and if you're not, we'd recommend using a third-party dialer like Dialer One until all this has blown over.

We've reached out to Samsung for comment on this issue, and we'll keep you updated with any information they provide.

Source: @Paul Olvia; via SlashGear, @backlon, @teamandirc

Source: http://feedproxy.google.com/~r/androidcentral/~3/hsKdlLcf0oM/story01.htm

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Tim Tebow: I Want a Girl With a "Servant's Heart"

Tim Tebow could have his pick of celebrity girlfriends, but he's holding out for someone special. The former Denver Broncos quarterback, who is starting his first season with the New York Jets, tells Vogue that he's very picky when it comes to dating.

Source: http://www.ivillage.com/tim-tebow-i-want-girl-servants-heart/1-a-489002?dst=iv%3AiVillage%3Atim-tebow-i-want-girl-servants-heart-489002

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Dr. Naseer Homoud Conferred CEO Middle East Award 2012 ...

DOHA, Qatar and DUBAI, UAE, September 23, 2012 /PRNewswire/ --

Recognizing his philanthropic contribution and good corporate practices of his business empire, Dr. Naseer Homoud has been conferred CEO Middle East Award 2012 for Corporate Social Responsibility (CSR). The prestigious award was conferred in a gala ceremony at Jumeiria Emirates Towers, Dubai on Thursday September 19, 2012.

???? (Photo: http://photos.prnewswire.com/prnh/20120610/537671 )

The Award, instituted by reputed ITP Group, recognizes outstanding success, innovation, ethical practices and the vital contribution made by individuals and their companies to the vibrancy of business across Middle Eastern Business.

Jonathon Savill, Editor of CEO Middle East, conducted the event and presented the award. His Excellency Hamad Buamim, Director General of Dubai Chamber of Commerce was the chief guest.

Dr. Naseer Homoud has been placed among other top CEOs of the Middle East including Giancarlo de Nadie, who has been conferred Lifetime Achievement Award. Others, who also received recognition for their excellence,are: Iskandar Najjer, Tareq Abdul Raheem Al Hosani, Ala'a Eraiqat, Adel Ali, Noura Al Kaabi, Dr. Saad Al Barrak and Dr. Habib Al Mulla.

While presenting the award to Dr. Naseer Homoud, Jonathon Savill apprised the audiences of the CRS works and humanitarian works which he has been doing from his early days in Jordan to helping victims of Tsunami in Japan and earthquake in Haiti. He also focused on Dr. Homoud's passion in helping students and other needy people. He also elucidated as to how Dr. Homoud manages his time from his busy business schedule for the humanitarian works.

Awards and recognition are not new to him. He has been awarded with several prestigious awards. Dr. Homoud was recently ranked at 53^rd position among the 500 most powerful Arabs from the globe. The list, better known as the Arabian Business Power List features Arabs living in 37 different countries, and working in every sector from business and media, to sports, science and entertainment.

Dr. Naseer was also placed 16^th in Arabian Business Qatar Power List 2012. ?His standing in the construction and real estate sector has also been recognised. He was placed at 84th position of 100 Most Powerful in Gulf Construction as unveiled by Construction Week's annual Power 100 listing.

Born in Irdib town of northern Jordan and brought up in a family that greatly values human brotherhood and sense of sacrifice, Dr. Homoud's contribution to various philanthropic causes have been recognized in his native country. He got involved in charitable and philanthropic works early. His services were well recognized. ?

He was regional director of Intergovernmental Institution for the use of Micro-algae Spirulina Against Malnutrition (IIMSAM).

Dr. Homoud was also conferred with two prestigious awards in Jordan: "Man of the Year Award-2010" in Jordan and "Economic & Social Personality of the Year-2010". He was also awarded with the 'Man of the Year Award for Business and Humanitarian Endeavors' in 2008 in Jordan.

Encapsulating his humble nature and noble views, Dr. Homoud often says, "I do not view it as recognition of my personal accomplishments rather as an affirmation of the work which we are doing for ultimate benefit of mankind; this award is not simply about my work rather it is to be shared with everyone who strives for an egalitarian society."

The Wall under vibrant leadership of Dr. Homoud puts it firm belief in the value of constant determination and dedication to achieve the targets of nation building. The Wall fully comprehends the importance and strict adherence to corporate social duties, which brilliantly displays the inherent philosophy under which the Wall has been functioning since its inception.

The CSR wing at The Wall ensures that long cherished dream of its founder is realized under any adverse circumstances.

He spends much of his time on his work. He has ?addressed and shared his ideas with diverse audiences including highly successful entrepreneurs, CEO's, corporate staff, university students, university faculty and staff, dentistry students, athletic teams, couples, and families.

Farrukh Khan (Mobile +91-8010656060 & +91-9971786060)

SOURCE The Wall for Investments & Real Estate Development WLL

Source: http://www.businessreviewaustralia.com/press_releases/dr-naseer-homoud-conferred-ceo-middle-east-award-2012

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Willis Lease Finance Completes $390MM ABS Offering - Monitordaily

Willis Lease Finance, a lessor of commercial jet engines, reported that its wholly owned subsidiary Willis Engine Securitization Trust II (WEST II), a newly established asset backed securities (ABS) issuer, completed the sale of $390 million of senior secured notes on September 17, 2012. The proceeds of the notes will be used to repay the existing ABS notes of Willis Lease?s subsidiary, Willis Engine Securitization Trust (WEST).

The WEST II ABS securities are a single class of senior notes with a fixed coupon of 5.50%, an expected maturity of 10 years, a weighted average life of 7.3 years and a final maturity of 25 years. The notes are secured by 79 aircraft engines acquired from Willis Lease at a loan to appraised value of approximately 70%.

?The closing of WEST II is a remarkable achievement for Willis Lease and demonstrates our leadership position in the engine leasing marketplace,? said Charles F. Willis, CEO and chairman. ?Access to capital is one of the most important success factors for any asset-based business. Our successful track record as a previous ABS issuer, leadership position in the market, strong platform and solid reputation have all combined to provide continued access to the capital markets at competitive rates. Our access to low-cost, long-term capital is an important competitive advantage for Willis Lease. The completion of this offering, along with our newly upsized revolving credit facility, as well as our successful joint venture with Mitsui places Willis Lease at the forefront of the global aircraft engine leasing market.?

For this transaction, Credit Agricole Securities was the sole structuring agent and a joint bookrunner along with Goldman, Sachs. Pillsbury Winthrop Shaw Pittman provided legal counsel for WEST II and the company. Clifford Chance US provided counsel to the underwriters. The WEST II Notes were rated A(sf) by both Standard & Poor?s and Fitch Ratings.

To read the full Willis Lease news release click here.

Other Recent Headlines...

Source: http://www.monitordaily.com/willis-lease-finance-completes-390mm-abs-offering/

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Source: http://www.yesandyes.org/2012/09/long-distance-relationships-retiring.html

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College Football LIVE! Miz/SCAR; OSU/UCLA; Ga. Tech/Miami - Sep 22,2012

FreeMasons: the ?Porch Talks? with Rashied K. Sharrieff-Al-Bey, Kim Soaries, and Brother James. You are invited to join in our Porch Talks as we talk about the Free Masons: Past, Present, and Future. Some highlighted points will be: Who are the Free Masons, hi

Kicking Callywood After Dark Style KiKi Shepard and the K.I.S Foundation 9th Annual Bowling Party. About Kiki As a philanthropist, annually in September during Sickle Cell Awareness Month, KiKi Shepard, founder and CEO of the K.I.S Foundation, host a Celeb

We welcome daytime star, Kelly Sullivan, who currently plays Kate Howard on General Hospital - she has taken on the storyline of Disassociative Identity Disorder and we talk to her about her career, GH and projects.

Garrison Leykam and Scot Doane who teamed up for the DINERS TV show that aired on Connecticut Public Television (CPTV) are back! Grab your morning coffee and tune into "Those Diner and Motorcycle Guys," a new segment on the Conversation Crossroad radio program

Join Rank Top 5 Sports Talk Radio as we bring you two of the most storied college football programs in American history. The Michigan v. Notre Dame battle, this Saturday Night in South Bend, Indiana. Get the key break downs and analysis of the game.

Faith ABeliever?s Virtual Book Club welcomes Award Winning Author Shana J. Burton?s Novel release of ?Flaw Less.? GA Book of the Year Nominee of Suddenly Single; First Comes Love; & Flaws and All. Author of ?Catt Chasin,? Black Expressions Book Club Pick.

Rob Tiongson, Kerstin Smutny, Andy Marquis, Emma Blaney & Cassie Gannis host the 10th live edition of The Podium Finish, "The World's Fastest Half Hour" at noon ET/9 AM PT! Join this racing quintet, as we'll look back at the NASCAR races at Richmond & Chicago!

Mabon Special! Join Dawn and Jen as we talk about gardening, sowing seeds, growing community and enjoying the harvest!

TIU faces #1 and defending national champion St. Xavier from Deerfield, IL! Can David slay Goliath? Find out as Brian Snow has the call LIVE!!

Computer America is the longest running (over 21 years!), Nationally Syndicated Radio Talk Show about Computers and Technology! Special guest Industry Experts and Company representatives appear on every show!

Join us as we debut some of the best Indie Smooth Jazz music out there; a wonderful compliment to usher in the Fall season. So grab your favorite hot beverage & tune in as we play some of the best music for your listening pleasure.

6thManRadio's host The Bad Seed and Nadine Michel welcome Grammy Award winning crooner Raheem DeVaughn to the show. Having been compared to the likes of Stevie Wonder, Donny Hathaway, Marvin Gaye, he stops by to discuss his next steps in music and life.

Marriage- the unbreakable vow but yet today over 50% of marriage will end in Divorce... Did you know that Married Folks divorce two-and-a-half times as often as folks did 20 years ago and four times as often as they did 50 years ago... between 40% and 60% of n

Roses that thrive on little or no care? Yes! Earth Kind roses are tried and true roses that can actually thrive on neglect. That's how they're tested! Dr. Steve George of Texas A & M University joins us to talk about these rose that are tough as nails!

Welcomed my good friend and special guest star Manu Intiraymi. He played Icheb on the last two seasons of Star Trek Voyager as well as Billy on One Tree Hill and Sargent Charlie O'Hare in the WW2 epic "Fortress". Beam on in!!!

Your15Minutes Radio, welcomes "Fringe" star Lance Reddick about his upcoming film "Won't Back Down." It will be opening in Theaters September 28, 2012.

Remembering Michelle Thomas birthday party with her mother Phynjuar and a host of celebs and friends as they share stories about Michelle. She's best known for her roles as Justine Phillips on the ?NBC? sitcom ??The Cosby Show.

Source: http://www.blogtalkradio.com/daveinthecity/2012/09/22/college-football-live-mizscar-osuucla-ga-techmiami

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Eddie Vedder Performs at Obama Fundraiser, Calls Mitt Romney Comments "Upsetting"

Source: http://www.thehollywoodgossip.com/2012/09/eddie-vedder-performs-at-obama-fundraiser-calls-mitt-romney-comm/

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Clean Energy Stocks -News and Commentary in Cleantech ...

New York, NY - September 21, 2012 (Investorideas.com renewable energy
newswire) Investorideas.com staff - Investorideas.com, a leader in
renewable energy stock research for independent investors, issues a
trading alert for Syntroleum Corp. (NasdaqCM:SYNM), trading at $0.85, gaining 0.08 or 10.39% as of 11:29AM EDT on over 255,000 shares.
The Company announced today that on September 14, 2012, the U.S. Patent & Trademark Office ("PTO") issued an Order granting Syntroleum Corporation's (SYNM) August 17th request for inter partes reexamination of U.S. Patent No. 8,187,344 and also issued an Office Action rejecting all claims of the patent as obvious in view of the prior art. The '344 patent is the subject of a patent suit filed by Neste Oil Oyj against Syntroleum on May 29, 2012 in the District of Delaware. The '344 patent is related to and shares the same inventors as a prior Neste patent (U.S. Patent No. 7,279,018), and both are directed to a fuel composition for diesel engines. The PTO's recent Order is consistent with a prior finding on March 22, 2012 by the PTO's Board of Patent Appeals and Interferences affirming the Examiner's rejection of the '018 patent's claims because "the evidence of record as a whole supports the Examiner's conclusion that the fuel composition as claimed would have been obvious to one of ordinary skill in the art ...". Neste declined to appeal this ruling and on July 31, 2012, the PTO issued a Reexamination Certificate canceling all claims of the '018 patent.
Syntroleum's Answer to Neste's First Amended Complaint regarding the '344 patent is due on September 24th, and Syntroleum's Motion to Stay the district court action in view of the PTO reexamination proceedings is pending. Syntroleum has not infringed any of Neste's alleged patent rights and Syntroleum will continue to vigorously defend against the complaint's allegations. Syntroleum will also pursue invalidity of the '344 patent via the PTO reexamination proceedings, and is confident that its position will be vindicated.
About Syntroleum (SYNM)
Syntroleum Corporation owns the Syntroleum(R) Process for Fischer-Tropsch (FT) conversion of synthesis gas into liquid hydrocarbons, the Synfining(R) Process for upgrading FT liquid hydrocarbons into refined petroleum products, and the Bio-Synfining(R) technology for converting renewable feedstocks into drop-in fuels. Syntroleum has a 50% interest in Dynamic Fuels, LLC, which operates a 75 million gallon per year renewable fuels facility located in Geismar, Louisiana utilizing its Bio-Synfining(R) technology. For additional information, visit the Company's web site at www.syntroleum.com
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Source: http://cleanenergynews.blogspot.com/2012/09/renewable-energy-stock-breaking-news.html

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#4: DMC-GH3KBODY 16.05 MP SLR Camera with 3-Inch OLED ...

• Written by admin
• Posted September 20, 2012 at 9:07 pm

DMC-GH3KBODY 16.05 MP SLR Camera with 3-Inch OLED - Body Only (Black) by Panasonic (1) Date first available at Amazon.com: September 17, 2012 Buy new: $1,299.99 $1,299.00 (Visit the Hot New Releases in Digital Cameras list for authoritative information on this product?s current rank.)

Shop:
#4: DMC-GH3KBODY 16.05 MP SLR Camera with 3-Inch OLED - Body Only (Black)

Source: http://www.wiki-products.com/4-dmc-gh3kbody-1605-mp-slr-camera-with-3-inch-oled-body-only-black/

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Know How Using Coupon Codes Online To Save Cash ? Jomikan

Know How Using Coupon Codes Online To Save Cash

By - Last updated: Saturday, September 22, 2012 - Save & Share - Leave a Comment

Using discount codes have got lots of advantages to deliver to its customers. Online marketers were able to boost their product sales with the help of discount codes. The reason is fairly simple, coupons draws in people visit and buy to a particular web-site. Launching new products in the market is another use of discount codes. Most businesses on the internet that are just starting out need to know the efficient use of discount coupons for them to hit financial success.

Buyers on the other hand may find fantastic discounts on several products they wish to purchase online if we're going to talk about coupon codes for shoppers. In fact, using coupons online to save is not just a rumour. But actually, it is the real deal!

You'll be able to find numerous products that are already in reduced prices through the use of Karmaloop promo codes. There are occasions that it will be easy to get 10 ? 20 percent savings. Who do you think would be able to ignore it if discount codes can supply these benefits?

The shipping payment of the product you have bought is another charge when it comes to internet shopping. Make sure to incorporate coupon codes into the product you want to buy to get discounts with the freight. One other edge of using coupons is this. Do you know that occasionally, discount coupons can not just present discount with the shipping, but also, may make it available for free.

When we heard about Green Smoke coupon, we can already link it with online shopping. This is because, you can only use discount coupons in online retailers. There is a high probability that we are less likely to face the stress of going to real stores only to find the products we desire to buy if we will use discount coupons on the internet. We have lots of choices if we will shop on-line.

Source: http://jomikan.com/know-how-using-coupon-codes-online-to-save-cash/

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Chick-fil-A makes another statement on controversy

ATLANTA (AP) ? Chick-fil-A gave another statement about recent reports that it will stop giving money to groups that oppose gay marriage, but the company did not make any clearer Thursday whether it was still funding them.

The company's response, its second in as many days, was posted on its website after Chicago Alderman Joe Moreno announced the alleged policy change. Moreno said the change followed extended negotiations, and as a result, he would no longer try to block a Chick-fil-A restaurant from opening in his district.

The Georgia-based company's said its corporate giving had for many months been mischaracterized.

"A part of our corporate commitment is to be responsible stewards of all that God has entrusted to us. Because of this commitment, Chick-fil-A's giving heritage is focused on programs that educate youth, strengthen families and enrich marriages, and support communities" the statement said. "We will continue to focus our giving in those areas. Our intent is not to support political or social agendas."

It did not say whether that includes gay marriages.

The company's president, Dan Cathy, set off a furor this summer when he reaffirmed his opposition to same-sex marriage. Long lines formed outside Chick-fil-A restaurants on an "appreciation day" and opponents countered with "kiss-ins" by same-sex couples at assorted locations.

Cathy is a devout Southern Baptist whose family has always been outspoken about its faith. Cathy's comments in July were in keeping with the tradition established by his father, Truett Cathy, who started the chain in 1967 and never allowed franchises to open on Sundays.

Source: http://news.yahoo.com/chick-fil-makes-another-statement-controversy-211910169--finance.html

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iPhone 5 gets mild teardown, reveals its precious new innards

With Apple's shiny new iPhone 5 set to start arriving at people's doorsteps tomorrow, it's only proper for some folks with early access to give the masses an inside look at what most won't ever get to see. And while it isn't the usual suspects doing the damage favor on this occasion, we still appreciate the iPhone-Garage crew for taking the time to dismantle Cupertino's novel handset. As you can see above, the iPhone 5's innards aren't set up much differently than those of its predecessors, the 4 and 4S, which is to be expected given the similar form factors between them. That said, the battery has found a semi-new home at the front end of the device, while the most obvious change is the headphone jack now being located at the bottom, next to that newfangled Lightning port. There's an extra pic down below for everyone's viewing pleasure, but we recommend checking out the source link to get a better glimpse of the full teardown treatment.

Continue reading iPhone 5 gets mild teardown, reveals its precious new innards

Filed under: Cellphones, Misc

iPhone 5 gets mild teardown, reveals its precious new innards originally appeared on Engadget on Thu, 20 Sep 2012 16:00:00 EDT. Please see our terms for use of feeds.

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Video: Anti-USA Protests on the Brink of War?

Sorry, Readability was unable to parse this page for content.

Source: http://video.msnbc.msn.com/cnbc/49095720/

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Tigers top A's

By LARRY LAGE

AP Sports Writer

Associated Press Sports

updated 10:25 p.m. ET Sept. 19, 2012

DETROIT (AP) - Detroit manager Jim Leyland had his head on a swivel, looking at reporters when they asked a question one moment and glancing up toward the TV in his office with Kansas City leading Chicago when it got quiet.

"If I didn't have this on, I might as well go home," Leyland said.

The Tigers improved their chances of sticking around beyond the regular season when Miguel Cabrera homered, Omar Infante drove in three runs and Justin Verlander pitched six scoreless innings to help them beat the Oakland Athletics 6-2 on Wednesday night.

The Royals later helped out with a 3-0 win over the White Sox that trimmed their lead to two games over Detroit in the AL Central with 14 games remaining.

The Tigers have won two straight over the A's - and 28 of their last 36 games at home.

"We played a couple good games against one of the hottest teams in all of baseball," Leyland said. "That's pretty good."

Oakland, clinging to an AL wild-card spot, has dropped three straight and might have had a costly loss on the mound because Brett Anderson (4-2) left the game after two-plus innings with a strained right oblique.

"He's getting an MRI right now," A's manager Bob Melvin said. "So, we won't know anything until he gets back."

Melvin plans to pitch Dan Strally in Anderson's spot in the rotation if he can't make his next start.

The A's forced Justin Verlander (15-8) to throw 122 pitches and that ended his night. He allowed five hits and three walks while striking out five.

"It was a grind," Verlander said.

Octavio Dotel struck out two in a perfect seventh. Joaquin Benoit had two strikeouts in the eighth. Jose Valverde closed the game in a non-save situation, entering with a six-run lead, and was booed after giving up two-out RBI singles to Cliff Pennington and Stephen Drew.

Detroit played some small ball to take a 3-0 lead in the third.

Andy Dirks and Gerald Laird started the inning with bunt singles and advanced on Austin Jackson's groundout. Infante followed with a double down the left-field line to put the Tigers up 2-0.

"Those were two perfect bunts or they would have been outs," Melvin said.

Infante's groundout in the eighth inning gave the Tigers a six-run lead.

After walking Cabrera intentionally and giving Prince Fielder a free pass on four pitches to load the bases, Anderson was injured while pitching to Delmon Young. Anderson fell forward and landed awkwardly after throwing his 48th pitch. Oakland trainer Nick Paparesta and Melvin talked with Anderson briefly on the field before deciding to take him out of the game.

"We could see earlier in the inning that he was trying to stretch out his back, so I don't think the fall had anything to do with it," Melvin said. "We just checked him at that point and decided we didn't want to go any farther with him."

Right-hander Pat Neshek replaced Anderson and Young promptly hit a sacrifice fly to give the Tigers a 3-0 lead.

Detroit shortstop Jhonny Peralta had an error in the fifth - snapping a 75-game errorless streak - but he helped turn a double play to end the inning. He chipped in at the plate in the home half, hitting an RBI single to put Detroit ahead 4-0.

Cabrera sent Jim Miller's 94 mph high fastball on an 0-2 pitch over the fence in left field for his 41st home run and 130th RBI to bolster his shot at being baseball's first Triple Crown winner since Boston's Carl Yastrzemski pulled off the feat in 1967.

"It's something that is a dream," Cabrera said. "But right now, I got to focus on trying to help us make the playoffs."

Verlander said it has been "unbelievable," to watch Cabrera this season.

"Obviously, he's got my support for MVP," the reigning AL MVP and Cy Young award winner. "He's one home run away from the Triple Crown, and that's a rarity in baseball, and that's a testament to how good of a player he is.

"Look at the ball he hit for a home run. We were talking about that, you just don't see that. You execute your pitch, 94 up at his chin, and he hits a home run.

NOTES: Tigers RHP Max Scherzer hopes to make his next scheduled start on Sunday at home against Minnesota. He left the series opener against Oakland after just two innings because of a fatigued right shoulder. "It wasn't sharp pain, it was weakness," he said. "I need a couple days of not throwing." ... A's OF Coco Crisp didn't play because of infections in both eyes and Melvin is hoping his contagious ailment doesn't spread. "He's got his own towels," Melvin said. ... Tigers C Alex Avila, still feeling the effects of colliding with Fielder on Sunday, didn't play and the team is hoping he'll return this weekend at home against the Twins. ... Peralta's 75-game scoreless streak was the longest by a position player for the Tigers in a season since at least 1957.

? 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

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Ichiro's big night powers Yankees

Ichiro Suzuki had a go-ahead single in the eighth inning, his seventh hit of the day, to help the New York Yankees complete a doubleheader sweep of the Toronto Blue Jays with a 2-1 win Wednesday night that ensured they remained atop the AL East.

O's top M's in extra innigns again

SEATTLE (AP) - Adam Jones hit a two-run homer in the top of the 11th inning and the Baltimore Orioles won their 15th straight extra-innings game with a 3-1 victory over the Seattle Mariners on Wednesday night.

Source: http://nbcsports.msnbc.com/id/49096958/ns/sports-baseball/

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Assessment of HPV DNA alone insufficient to identify HPV-driven head and neck cancers

Assessment of HPV DNA alone insufficient to identify HPV-driven head and neck cancers

Wednesday, September 19, 2012

Human papillomavirus (HPV) DNA positivity alone, particularly when assessed using polymerase chain reaction methods, is a poor biomarker for HPV-driven head and neck cancers, according to two studies published in Cancer Research, a journal of the American Association for Cancer Research. These studies identified alternative potential markers including viral load, viral gene expression and the evaluation of HPV DNA in combination with certain HPV assays.

Prior research has established that HPV is a cause of some head and neck cancers, including oropharyngeal cancer, and that patients with HPV-associated disease tend to have a better clinical outcome. Consequently, the proper assessment of the clinical status of individual tumors has become a goal of clinicians treating this disease because HPV at the tumor site does not indicate causal involvement in the cancer.

In the first study, Dana Holzinger, Ph.D., of the division of genome modifications and carcinogenesis at the German Cancer Research Center in Heidelberg, Germany, and colleagues analyzed the potential of direct and indirect HPV markers to identify patients with HPV-driven tumors.

They analyzed 199 oropharyngeal squamous cell carcinoma specimens for HPV DNA, viral load, RNA expression patterns seen in cervical carcinomas and the p16 protein, which is associated with tumor suppression.

Results indicated that the cervical cancer RNA expression pattern and viral load were associated with the lowest risk for death from oropharyngeal cancer. In contrast, a weaker association was found for samples that were HPV DNA-positive or that expressed the p16 protein.

"We showed that high viral load and a cancer-specific pattern of viral gene expression are most suited to identify patients with HPV-driven tumors among patients with oropharyngeal cancer," Holzinger said. "Viral expression pattern is a completely new marker in this field and viral load has hardly been analyzed before."

In a second study, researchers evaluated several biomarkers individually and in combination for overall survival among head and neck cancers including polymerase chain reaction-based and serological HPV DNA testing, and p16 immunohistochemistry.

They found that the expression of two oncoproteins, E6 and E7, was associated with improved survival in oropharyngeal disease. In addition, HPV DNA positivity or p16 expression combined with E6 and E7 expression were also associated with enhanced survival. However, neither HPV DNA positivity nor expression of p16 alone yielded a similar result.

"Assessment of HPV DNA using polymerase chain reaction methods as a biomarker in individual head and neck cancers is a poor predictor of outcome and is also poorly associated with antibody response indicative of exposure and/or infection by HPV," said study author Karl T. Kelsey, M.D., professor in the department of epidemiology and the department of pathology and laboratory medicine at Brown University in Providence, R.I. "We may not be diagnosing these tumors as accurately and precisely as we need to for adjusting treatments."

The next step in this research is further validating the findings of these two studies using head-to-head comparisons and developing assays for direct clinical application of the markers.

"Once standardized assays for these markers, applicable in routine clinical laboratories, are established, they will allow precise identification of patients with oropharyngeal cancer with or without HPV-driven cancers and, thus, will influence prognosis and potentially treatment decisions," Holzinger said.

###

American Association for Cancer Research: http://www.aacr.org

Thanks to American Association for Cancer Research for this article.

This press release was posted to serve as a topic for discussion. Please comment below. We try our best to only post press releases that are associated with peer reviewed scientific literature. Critical discussions of the research are appreciated. If you need help finding a link to the original article, please contact us on twitter or via e-mail.

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Source: http://www.labspaces.net/123611/Assessment_of_HPV_DNA_alone_insufficient_to_identify_HPV_driven_head_and_neck_cancers

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How Should a Front Door for Salt Lake City Home ... - IdeaMarketers

An ideal front door in Salt Lake City should be flourishing with elegance. If you want to possess a distinct building among so many of them in this populous city, focus on enhancing the beauty of your front door. The passersby will view your front door the foremost, and whether you will be praised for its designs or ignored totally depends on the pattern and quality of the door that you had placed in front of your building. There are several factors, which you should decide while choosing a front door for your building; these factors will definitely imply to the significance of the front door that you are using.

Facts to be kept in mind while selecting a front door design in Salt Lake City

You should concern these factors, while selecting a front door for your building in Salt Lake City.

Designs and structure: Usually, the front door is bigger in size than any other doors in your house. However, that depends on your personal preferences whether you will go on with the same idea or not. The front door design has to accommodate your entire building, unlike the room doors, which are structured concerning the size of that particular room. A front door will be related to your entire building; hence, you have to select such a design for the front door, which is compatible with each corner of the building. The front doors are available in a variety of designs and even made up of variant materials, like wood, glass etc. You can choose the one, which you find suitable against the external pattern of your house.

Quality of materials: Usually, the front door is exposed to the outer environment; hence, it has more chances of being damaged earlier. It might be the frequent rains or extreme sun, which can snatch away the luster of your front door. Moreover, the Salt Lake City is loaded with regular pollution, thus paving way for your front door to lose its luster very often. Therefore, you should choose such materials for your front door, which are durable and resistant against damage. The materials should not attract pests and decomposing elements, it should stand flexible against the environmental hazards and restore its elegance for a prolonged period.

You should select your front door with patience so that you do not land up in regressions, after finalizing your decision. Always keep in mind that the front door will depict the beauty of your entire building, hence, it is necessary for it to be flexible and co-ordinate with the complete external pattern of your building. Formerly, choose a reliable supplier or manufacturer, who will assure complete consumer satisfaction on their products, so that you need not spend huge bucks in re-furnishing or replacing it repeatedly. If you can get your front door constructed b y a reliable dealer, then you can earn prolonged benefits. In today's' busy lives, you will hardly have time to maintain your exteriors regularly, so choose such products that stand resistant against spoilage.

Front Door Salt Lake City - Homestory is a prominent supplier of home decoration items. You can find front door suitable for diverse Salt Lake City homes by browsing their website. For some high quality front door designs, check out: http://www.myhomestory.com/.

This article has been viewed 83 time(s).

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Things to Remember for Your New Home - Easy Home Improvement ...

Posted: September 19, 2012 | Author: admin | Filed under: Removals |

Before you move into your new house, you might want to consider some additional features that will improve the quality of your home.

Heating, Cooling and Ventilation

The air inside your home can help keep you warm in winter and cool in summer. Proper air circulation is essential to make sure the air inside the house is clean and free of bacteria. When heat is circulated throughout a house, the air inside can actually contain more pollutants than the air outside. To help keep the inside air clean, a heat recovery system can be used. This system runs on a two hour cycle to exchange the air inside the home to keep it free of harmful pollutants. Similar systems can be installed for?comfort cooling?and proper ventilation.

Furnishings

Your new home might benefit from some new furnishings. Wood is a classic material which has been shown to stand the test of time. There are beautiful pieces of furniture available in oak or pine, which can be used to enhance the d?cor of any room. A dining table set made of solid oak can add a touch of sophistication to the room it is used in.Pine bed frames?are available in a variety of styles and sizes to meet the needs of any homeowner.

Protection for Your Home

Any new homeowner should purchase insurance to protect their house in the event of some type of disaster. Insurance policies can be designed to meet the needs of those who purchase them. Some financial companies will offer services which not only provide homeowners with insurance coverage they also provide the financing needed to purchase the home in the first place. Home loans and mortgages can also be designed with affordable rates and payment plans to make purchasing a new home easier to do.

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Source: http://easyhomeimprovement.co.uk/2012/09/19/things-to-remember-for-your-new-home/

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