Monday, February 20, 2012

Personal Finance Tag Game : The Budgeting Babe

Posted on February 18, 2012 1 Comment

I?ve been tagged!

Tag was never my favorite game growing up (Ghost in the Graveyard was), but I?ll give this game a try. After all, I could never let Edward Antrobus down ??he tagged me earlier in the week.

Here are the rules:

  • Post these rules
  • Answer 11 questions from the person who tagged you
  • Create 11 questions for the people you tag
  • ?Tag 11 people and link them to your post
  • Let them know you tagged them.

Here we go. My 11 questions from Edward were:

  1. Why did you first start blogging?
  2. Name one thing you wish you could afford, but can?t.
  3. What is on your bucket list?
  4. What is your favorite quote?
  5. What is your favorite book?
  6. Could you live on half of your income?
  7. What would you do for a Klondike bar??:)
  8. What is the one food that you absolutely would not, could not, give up?
  9. How did you earn your first dollar?
  10. Name a past-time that you should give up, but won?t.
  11. How much did you spend yesterday?

My answers: ?

  1. I started in 2004, when I was working at a public relations agency and a senior vice president challenged all junior employees to ?start a blog in an attempt to better understand the changes that were happening in media. I selected my topic based on a subject I knew little to nothing about, because I needed to learn and I thought I could help other women in need of financial education. Luckily, the concept stuck. Most others had stopped blogging within two weeks.
  2. That?s tough! There aren?t many high-priced items I want that I could never afford. Hmmm? I did see a lovely gray wallet today at Cole Haan that I would like, but would just NEVER pay that much for a material item unless I was totally loaded. It?s nothing that I need or would ever buy unless the price came down from $186 to $30. I would never dedicate that much of my income to something so inconsequential ?so I guess that means I can?t afford it? ?I think you were looking for me to say an airplane or a Ferrari or something more exciting, but there?s not much big-ticket stuff I think about. A boat might be nice, but really, when do I have time to enjoy a boat? ?I maybe need to start dreaming bigger.
  3. I want to do a multi-day kayak trip in the San Juan Islands.
  4. I have no idea who said this, but I love ?Shoot for the moon. Even if you miss, you?ll land among the stars.?
  5. I can never answer this question. A few of my favorites: The Time Traveler?s Wife, Memoirs of a Geisha, The Great Gatsby, Middlesex, Bel Canto. There are too many to choose from.
  6. Most certainly I could live on half my income. I already put away 10 percent to retirement per month, and save another 20 percent to a money market fund. Truthfully, not much about my life has changed since I was making half my income. I still live in the same apartment, but now I have a car and save more.
  7. Nothing. I don?t really get Klondike bars. I actually don?t know if I?ve ever had one. This seems like a pricey item that we wouldn?t have had growing up. We just got the generic ice cream sandwiches. Klondike bars are sandwiches, right? (Shrugs shoulders.)
  8. Probably pizza. (But I?m starting a gluten-free diet this week as an experiment, so unfortunately I might have to revise that!)
  9. I have no idea. My brother and I used to try to sell our crafts (bracelets, drawings) on the street to little old ladies when we were very young, in hopes of buying candy. But before that I probably did some chores to get money for candy (?much of my youth revolves around me trying to earn money to buy candy). My first unofficial job was as a baby sitter, in junior high, and my first official first part-time job was working at my church rectory as a receptionist when I was 13.
  10. ?Blogging. It takes so much time and effort!
  11. Yesterday I spent:
  • $91.60 at my physician?s office (I owed $65-ish and the rest was my co-pay)
  • Six-ish dollars on lunch after my doctor?s appointment (I usually bring my own but this threw off my day).
  • $15 on dinner and beers (we had gift certificates so my meal of mussels, snow crab, and beer was cheap!)

And I?m also going to answer one of EA?s questions from HIS tagger since I accidentally started answering the wrong questions when I started this post.

  1. Name a charity near and dear to your heart. The charity nearest and dearest to me is probably the Chicago Police Memorial Foundation. Longtime readers know my dad is a retired officer, and so every year for the last five years I?ve run the foundation?s 5K and did fundraising for the race. Last year I raised more than $500 (if I remember correctly). The foundation does wonderful things for families when an officer is killed or catastrophically injured in the line of duty. I remember clearly as a child being woken up in the middle of the night when my dad was injured on the job, working midnights. Thankfully his wounds were not life-threatening, just very painful. But my heart goes out to any family that gets that phone call.

Now it?s my turn to tag some friends. Apologies if you?ve already been tagged or if you don?t want to do it.

  1. Boston Gal?s Open Wallet
  2. Make Love, Not Debt
  3. TeachHer Finance
  4. See Debt Run
  5. Udandi
  6. The Recessionista
  7. Frugal Beautiful
  8. Blonde on a Budget
  9. Savvy Working Gal
  10. Well Heeled Blog
  11. And, I know she just did one of these but if she?s up for it? Live Simply, Live Well

Here are your questions! Full disclosure, I?m not creating all original ones?

  1. Big or small, name one financial mistake you?ve made.
  2. What is the charity nearest and dearest to your heart?
  3. What?s the best financial advice you ever got?
  4. If someone gave you $1,000 today and you had to spend it on something OTHER than paying down debt or investing it, what would you do with it?
  5. What?s your favorite meal?
  6. What is the farthest you?ve ever run?
  7. Where is one place you?d like to visit?
  8. Name one item on your bucket list.
  9. Could you live on half your income?
  10. What did you spend yesterday?
  11. Are you financially independent?

Tag, gang, you?re it.

Category: Life

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Source: http://thebudgetingbabe.com/2012/02/18/personal-finance-tag-game/

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